This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Credit reporting bureaus are eager to add popular and largely unregulated “buy now, pay later” loans to credit reports. These products allow consumers to split their purchase into installment payments. Adding buy now, pay later loans to credit reports could offer a big opportunity to consumers with little or no credit history. However, much needs to be done before the data is part of credit scores, so if you want to build credit now, buy now, pay later is not a magic ticket. (NerdWallet via AP, File)
