This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. If you’re young and healthy, adding a “trusted contact” to your financial accounts probably sounds like a far-off task for when you think your memory or judgment is going. Trusted contacts can be useful if those things happen, but also in other situations — if you are displaced by a natural disaster, are out of reach while traveling, end up in the hospital or suffer a brain injury. (NerdWallet via AP, File)