This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Planning for death and navigating life after a loss can be difficult, complex and sometimes expensive. Several apps, including Lantern, Cake, Empathy and Everplans, among others, promise to help. Death-planning apps typically offer free tools for consumers and most have additional, premium services available for a fee. (NerdWallet via AP, File)