Medical charges sent to David White, who after kidney surgery got hit with a lot of extra charges, are seen at his home in Temple Hills, Md., Monday, June 26, 2023. A startling invoice that arrived in the mail may not be what you wind up paying. Errors or slow insurance payments may have inflated the total. Even if it’s accurate, financial aid or other assistance might help pare it. (AP Photo/Jacquelyn Martin)