This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. The vast majority of Americans no longer get tax breaks for charitable contributions, but that’s no reason to stop giving. In fact, you might use this as an opportunity to expand your ideas of what constitutes charitable giving. To make your contributions count while optimizing your tax benefit, consider ways to adjust your approach. (NerdWallet via AP, File)