Editor, Commonwealth:

I am writing to express my concern about Obamacare.

The Affordable Care Act, passed in 2010, affects everyone who lives and works in the United States. Every person who pays tax dollars is affected by the law and what kind of insurance it has for the people who receive it.

The act was designed to make health insurance more affordable and universal for all American people. When the act first began, there were many people who were enthusiastic supporters. The Affordable Care Act has three primary goals: expand access to health insurance, protect patients against arbitrary actions by insurance companies, and reduce costs.

I believe many people feel as though Obamacare is offensive in multiple ways. The uninsured population remains uninsured because the cost of coverage is too high. Many don’t qualify for access to coverage through a job, and some people simply remain ineligible for financial assistance for the coverage. Some that may be eligible for coverage may not be aware that they can receive assistance.

Obamacare’s high premiums and deductibles have led many — in particular middle-class Americans who aren’t eligible for subsidies — to question what the Affordable Care Act does for the American people. The most serious health-care problem faced by most Americans is affordability. Although the Affordable Care Act has made health insurance more affordable for the uninsured, premiums and cost-sharing are still too high for many Americans.

I believe Obamacare is a story of broken promise after broken promise.

Monika Thomas

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